Abstract
The study of community is an integral part of pragmatist thought, as is the continual reminder to reconstruct and re-evaluate our theories in light of changing conditions. A contemporary, literal, and significant source of changing conditions is anthropogenic global climate change, conjoined with a general increase in concern for non-human life. Already, a great deal of work has been done on applying pragmatist conceptions and insights to these issues.1 However, other pragmatist resources remain to be marshaled. One such resource is Josiah Royce’s philosophy of insurance, which, while primarily offered as a way of preventing international conflicts, also concerned the mitigation of natural calamities, such as..